Cutting corners is a very bad thing

The Senate passed the finance reform package.  They’re sending it to Congress.  It’ll pass.  It’s 2,300 pages.  It’s 390,000 words.  When I asked a finance person what the impact would be on my personal bank, and my investments, he said “very little, if any”.  Obama’s advice was a little more direct:

“Unless your business model depends on cutting corners or bilking your customers, you have nothing to fear.”

Who defines “cutting corners”?

Who defines “bilking”?

How does Obama assure that US companies are not competing with companies in other countries that are allowed to “cut corners” and “bilk” their customers?

I’m about to sign Wall Street reform into law, to protect consumers and lay the foundation for a stronger and safer financial system, one that is innovative, creative, competitive and far less prone to panic and collapse,” Obama said.

It can be innovative and creative so long as it’s not “cutting corners” or “bilking”.  It can be competitive so long as it’s not “too big”.  And, “safer” means less risk.  Anyone who’s had anything to do with investing knows what happens when you have no risk.  There won’t be any panic and collapse because they won’t have anything to lose.  If they guarantee people 3% return on their money, that money will go to the Caribbean or Europe.  People won’t be satisfied with limited returns.  You read that here first ( I’m sure ).  What’s Obama going to do when the “too bigs” decide to move to another country as opposed to being dissected?  What’s Obama going to do when European and Asian banks get “too big to fail” on US citizens’ money?  It will happen a lot faster than anyone expects.  Why isn’t MSBC or CNN asking those questions?

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